Debt
Debt is a trap for low- and moderate-income families. As a community tax preparer, you're in a position to educate them about its risks and provide alternatives.
Report on "Pay Stub" and "Holiday" Refund Anticipation Loans
These forms of refund anticipation loans enable the industry to drain tax refunds and EITC benefits despite IRS efforts to speed refunds. Provided by the National Consumer Law Center and Consumer Federation of America.

