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Low-Cost and Safe Bank Products

Link A Tool for Getting by or Getting Ahead? Consumers’ Views on Prepaid Cards
Research paper on reloadable prepaid cards, which function like electronic bank accounts without checks; consumers load funds on the card and can spend only what they load, limiting the risk of overdraft while providing immediate liquidity.The research notes financial circumstances that lead consumers to prepaid cards and examines several benefits consumers cite as reasons for liking their cards. Provided by Center for Financial Services Innovation.
File Rothstein Testimony on Prepaid Debit Cards to Senate Banking Committee - March 2012
NCTC Board Member David Rothstein's testimony delivered to the Senate Banking, Housing and Urban Affairs Committee on March 14, 2012. The hearing was titled "Examining Issues in the Prepaid Card Market."
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