Universal Savings for American Workers

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This paper makes the case for a comprehensive and inclusive approach to promoting savings, what we call a Universal Savings for Economic Security (USES) plan. Building on President Obama’s retirement savings proposals, USES would apply findings from behavioral economics to increase savings rates among low- and moderate-income workers, with an emphasis on “security savings.”

Universal_Savings_for_American_Workers_FINAL.pdf — PDF document, 368Kb

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